Terms and Conditions

Welcome to Muneem Ji! These Terms and Conditions (“Agreement”) govern your access to and use of the Muneem Ji application (“App”), services, and website. Please read these terms carefully. By clicking "I Agree," installing, or using the services provided by Muneem Ji, you agree to comply with these terms. If you do not agree, do not use the services.

Company Name: Muneem Ji
Developer Name: Muneem Ji Invoicing, Billing, and Accounting Solutions

General

By using the Muneem Ji App, you are entering into a legal agreement with Muneem Ji. If you do not agree to the terms and conditions, please refrain from using the App. These terms may be updated from time to time, and we recommend reviewing them regularly.

Services Provided

Muneem Ji offers a suite of services to help manage business operations, including:

• Invoicing
• Billing
• Inventory Management
• GST Reports
• Accounting Tools
• Transaction Tracking
• Business Data Insights

These services can be used by individuals or businesses. Muneem Ji is a business management solution available for download via the official website or app stores.

Business Data and Privacy

• You are responsible for keeping your account details (username, password, etc.) secure.
• We are not liable for any loss or damage due to unauthorized access to your account.
• You may create and store content in the App, and you own this data. We respect your data privacy but retain the right to use it for internal purposes as needed to provide our services.

Permissions Required

• Camera: For uploading images such as bills or receipts.
• Contacts: To collect contacts information for business management.
• Location: To verify your location and prevent fraud.
• SMS: To collect transaction-related SMS for automatic billing and expense tracking.
• Storage: For storing invoices, bills, and documents.

We do not upload your contacts or personal information unless explicitly stated. The app collects non-personal data for internal analysis to enhance user experience.

Data Security

We use industry-standard encryption and firewalls to protect your data. We are committed to keeping your information secure, though no system is 100% safe.

Data Ownership

• You retain ownership of the content you create or store in Muneem Ji.
• We do not own your business data but have permission to use it internally for service improvements.

Modifications to Terms and Conditions

We may update these terms from time to time. When changes are made, the updated version will be posted, and your continued use of the App signifies your acceptance of those changes.

Refund, Cancellation, and Renewal Policy

• Refund Policy: Users may request a full refund within 7 days of purchase.
• Cancellation: Subscriptions can be canceled at any time, but no refund will be issued for convenience fees.
• Renewal Policy: Licenses must be manually renewed. There is no automatic renewal system.

Limitations of Liability

Muneem Ji is not responsible for any loss of data, financial loss, or other damages caused by the use of the App. You use the services at your own risk.